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Understanding Student LoansStudents who opt for higher studies often find that they lack the required capital to fund their anticipated study program stretching perhaps to several years. Fortunately, there are many institutions that a student can turn to for assistance for financing his education program. Except in the case of grants and scholarships, all other loans taken have to be re-paid; and unfortunately this fact does not strike the borrower forcefully enough at the time of obtaining loans. The obvious reason for same is since many repayments start only on graduation; and due to a feeling of satisfaction for the time being at finding the funds to cover more and more of the direct education costs and other education related expenses.There is a cost attached to every loan that you take and it is very important that you educate yourself first on the types of loans available, which carry fixed as well as variable rates of interest during the lifetime of the loan. Even at fixed rates, the rates attached to different types of loans differ, as does the repayment periods, deferment options etc. It is also pertinent to visit websites of different lenders and do an in-depth study of the diverse packages on offer and / or negotiable, incorporating varying concessions on credit terms with regard to rate of interest, repayment period, deferment options etc; so that you can select the type and lender that best suits the circumstances on a case by case basis.For purposes of college education, it is the Student Loans (except for limited Perkins Loans) that carry the most favorable all-round terms than any other general financial loans, and as such your search should mainly be confined to all types of student loans only.1. Student Loans may be classified broadly under 2 categories:(a) Federal LoansGovernment sponsored loans executed via the Federal Family Education Loan Program (FFELP) and generally carry fixed, low interest rates; Perkins and Stafford Subsidized loans are need based while Stafford Unsubsidized and PLUS loans are not need based; but do not generally cover related costs of education such as tuition, books, computers, board and living expenses etc. Multiple options for re-payments and deferments may be available. Can be obtained through schools, banks and other student loans lending institutions(b) Private LoansGranted by private lenders and are obviously at higher interest rates than federal loans, but you do not have to show financial need for the amount of the loan and there is also no maximum limit, but have to show a good credit score. Deferment options may be obtainable (though at a price). Credit terms obtainable can be further improved by getting a good cosigner to support your loan application. A parent can apply on behalf of a student as a co-borrower to take advantage of his / her good credit score, but the responsibility for the loan lies with student as well as co-borrower parent.2. Federal Loans comprise mainly of 3 types of loans:(a) Perkins LoansTo qualify, have to establish “need” for exceptional financial aid, and be enrolled in school at least half time. Carries a Government subsidized fixed interest rate of 5%. Borrowing is limited to $ 4,000 for undergraduates and $ 6,000 for graduates.(b) Stafford LoansGeneral conditions applicable for all types of Stafford LoansTo qualify, have to be already enrolled in a college at least half time or planning to be enrolled at least half time in a school participating in the FFELP Scheme, sometimes trade and business schools also may be considered; but those attending full time could obtain enhanced loans than those attending half time. Interest rate is currently fixed at 6.8%.The applicant has to show the need for financial aid in respect of Stafford Subsidized Loans, (although it is not necessary to show need for financial aid to get a Stafford Unsubsidized Loan). No credit check is required; loans are low interest bearing at a standard fixed rate. Stafford Loans come in three types with prefix “Subsidized”, “Unsubsidized” and “Additional Unsubsidized”.Essential differences between Subsidized & Unsubsidized Stafford LoansThe meaning of “subsidized” in the context of these loans is that the federal government guarantees the loan and also pays the interest component of the loan while the student remains at school as well as in the case of any and every occasion a deferment of payments is allowed to the student on request. In the case of unsubsidized loans the student undertakes to pay the interest as well and although deferments may be allowed, the consequent accrued interest also has to be paid by the student, thereby adding to the total cost of the loan.Stafford Subsidized LoanLog term, low interest, need based which has to be shown by filling a FAFSA form (Free Application for Federal Student Aid), but no credit check is required;, Loan guaranteed by federal government and interest too paid by government, postponement of payments possible in some cases and if allowed, accrued interest thereon too will be paid by the government.Stafford Unsubsidized LoansLog term, low interest, not need based, no credit check, interest is paid by the student; postponement of payments is possible in some cases, but accrued interest thereon is payable by the student. More suitable for those who don’t qualify for other loans or those who still need additional funding for their education.Stafford Additional Unsubsidized LoanFederal guidelines classify certain students as “Independent Students”. Another branch of Unsubsidized Stafford Loans known as Additional Unsubsidized Stafford Loans are generally reserved for borrowers from this Independent Students category.To change your status from eligibility for a subsidized loan from an initial eligibility for only an unsubsidized loan.Although a student may initially not qualify for a subsidized loan because of his lesser need in virtue of his part time work or other income, if he now quits his work / employment, he can fill a fresh application form showing his changed financial status and the new need for additional financial aid which may qualify him for a subsidized loan on the second occasion.If this succeeds, it would make a very big difference to your total cost ultimately payable as an unsubsidized loan ends up very much costlier than a subsidized loan to repay, for obvious reasons.Students may defer interest payments until graduation or up to when school attendance ends. When repayments start, a student may find himself owing anything between $ 20,000 – $ 100,000 or even more. Loan Repayment re-scheduling is not always negotiable and Stafford Loans are not dischargeable through bankruptcy.(c) PLUS Loans (Parent Loan Undergraduate Students).Parents do not have to show financial need to apply. The only federal loan where a credit check is required (although not a full scale check), however, parents should have not have had any adverse credit experience / records of default or bankruptcy; interest rate is currently fixed at 8.5%. This type of loan is disbursed to parents of undergrad dependent children who are enrolled in school at least halftime. (independent children are not eligible). Can borrow up to total cost of entire education of a dependent child undergraduate less: any grants, scholarships received. Repayments start after 60 – 90 days from the full disbursement of the loan; or after the student graduates.3. Private LoansThese are also known as Alternative Education Loans and are offered by private lenders. There are no federal forms to be filled and these loans are not need based. Eligibility will depend on a good credit score. The rate of interest is (obviously) higher than in the case of federal loans and variable. Maximum amount that can be borrowed as well as a reduction in the interest rate are dependent on how good your credit score is. If your credit score is not good enough for the lender, to service your maximum requirements, getting a cosigner of high credit standing to support your application may achieve those extra benefits for you. These loans are generally taken as a supplement to federal loans to bridge the gap between the borrower’s actual requirement of financial aid and the limited amount that can be borrowed under federal loans programs; or when they need more flexible repayment options.4. Conclusion:We have given above concise and yet sufficient details in order to get an all round basic idea of all types of student loans available for the funding of educational programs. We have not tried to overload this article with comprehensive details and facts pertaining to these loans since we have already posted 2 separate and more comprehensive articles on Federal Loans and Private Loans under the captions of Federal Student Loans and Private Student Loans respectively.We recommend the said two articles for those desirous of obtaining more details on eligibility, features, repayments etc., and a deeper understanding of the advantages / disadvantages and other implications pertaining to all classes of Student Loans.Taperman articles http://www.taperman.com

Acquiring the services of a respectable and professional SEO company is sometimes a mind-boggling and challenging episode.The market is filled with many developers and experts, and each search engine optimization company or SEO firm utilizes and implements different methods and follow-up patterns to chart the direction of their SEO services. At the end of all SEO forms, it is virtually the same, stating that the best method in optimizing your web site is to get higher ranking. It is vital to check into the following details when you decide to sign up the services of an SEO company.Parameters In Choosing A Professional SEO Company- Track Record And Roster Of Clients. One of the first aspects you can verify into is the project experience, or track record of an SEO firm. Whether or not the SEO firm that you are considering for your web site optimization, has sufficient experience, you need to find out how long the SEO entity has been in business. The most potent way to choose a quality SEO firm is to check out their present clients and acquire the feedback from the references.- Do They Employ Ethical SEO Strategies. In choosing a credible SEO firm, you need to look at its methods and working strategies. Verify what methodology a search engine optimization company is employing, as you need to avoid SEO firms that practice unethical methods and procedures. This may in turn ruin the reputation of your web site.A list of unethical SEO firm practices include unnecessary stuffing of keywords, page swapping technique, copy-write violation, utilizing irrelevant keywords, putting similar content in all web pages, using invisible text and overuse of flash & graphic design. These unethical practices may pose a dangerous threat to your web site. While you choose an SEO expert, you need to identify whether it is an ethical SEO firm or not, based on the parameters mentioned above.- Know The Potential Return on Investment (ROI). Generally, the art of SEO is often a time-consuming, technically straining and expensive approach. As such, contrary to what some SEO companies might say, it may not be a suitable investment for every business. Before you choose to apply SEO or invest in SEO, it is worthwhile to calculate what the potential return to your business is. An ROI may depend on several factors, like the size of your market place or geographical target area.- Experience In Employing Conversion Enhancement Strategies. A credible SEO company should have adequate experience of conversion enhancement strategies and thy must include this in their SEO proposal. Conversion enhancement strategies can include copywriting tactics, advanced conversion reporting, call to action tactics and site usability. If an SEO company can improve your sites conversion rate, as well as drive relevant traffic, this will be a powerful and winning combination.- Are They Result Oriented SEO Firms? Check out for an SEO service provider that is result oriented. You want to make your site attractive, but the most important thing is to get a high ranking so as to attract more traffic to your site.You need to keep in mind these few aspects in selecting an SEO service provider for your website. Determine your business strategy and calculate your ROI for either a Pay-Per-Click method and SEO, and thus you may afterwards have a clearer path for your online business or website.7 SEO – http://7seo.com

There is one overriding reason why asset based lending could be your best choice for business financing in Canada. What is that reason? Simply that it works when other types of financing are not available or don’t fit your current financial status.The reality is that asset based lending works for all firms in all types of industries, and is not dependent on your overall financial performance that might be the focus of a more traditional based financing. That’s a powerful statement, so let’s examine what the financing is, how it works, and answer some key questions that might help business owners and financial managers determine if this financing is the solution to many, or all of their financing challenges.So let’s back step a bit. What is asset based financing. Focus on one key word in that phrase – assets! This method of financing simply allows you to monetize and draw on the market value of the assets of your firm. Those assets are in very predictable categories, they are receivables, inventory, equipment and real estate. If you have one or all of those your firm is a prime candidate!In some cases this method of financing is confused with factoring. Factoring is the sale of one of those asset categories – your receivables. An asset based line of credit lends against receivables, but also includes, inventory, equipment, etc. That is the difference!The prime difference in qualifying for such a facility is really the difference that exists when you compare this type of financing to a Canadian chartered banking relationship. That banking relationship comes with a number of requirements that are often not needed when an asset based line of credit is in fact your real and best solution. Some of those traditional requirements might be profitability, years in business, the type of industry you are in, guarantees of shareholders and owners, etc. Those qualifications are not the focus of asset based lending. However the assets are.On a day to day basis how does this type of business financing work. It’s quite simply. You and your asset based lender determine on a regular basis, i.e. weekly, monthly, etc what your asset categories total – a borrowing based is then developed on those categories and funds are depositing into your bank account for use as working capital by your firm. In Canada a 250k facility is more or less the bottom level of this type of financing, and facilities can be arranged into the many millions of dollars.So if you want an easy way to remember the difference between this type of financing and a bank revolving line of credit simply remember that the bank focuses on overall financial strength and cash flow, our facility focuses on assets!Because your assets are being financing as the primary focus of this type of facility you will have to report on those assets probably on a much more regular basis, so your firm should be in a position to prepare regular reports on receivables, inventory turnover, etc. When fixed assets are being financing, i.e. unencumbered equipment you own, etc then in many cases an initial appraisal will be required. This small dollar investment though can generate thousands or hundreds of thousands of dollars in working capital.For “asset rich” companies, an asset-based loan may make more funds available because it is not based strictly on the anticipated levels of cash flow. Additionally, the structure often requires fewer covenants, providing more flexibility for many borrowers.So why is this then in many ways the best method of financing your business? Does it actually add cash to your firm? That is where some confusion comes in, but simply think of it as no adding new cash per se to your firm, it simply accelerates or quickens the cash flow that is traveling through your business. By financing your receivables and inventories to the maximum possible you turn over new sales and generate increased profits, and that’s what business financing is all about.You may not even have heard of asset based lines of credit, perhaps you have but didn’t understand how it works or how it compares with other types of business financing. Investigate how this facility can become potentially your best choice in the overall financing of your business. Speak to a trusted, credible and experienced advisor who can work you through the Canadian landscape of asset based lines of credit.

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Diet and nutrition products have helped countless individuals maintain a healthier lifestyle, by providing essential vitamins and minerals in an otherwise poor diet. Diet and nutrition is important for everyone but it is especially important for runners, or for those who exercise vigorously. If you are dieting, you are ill, or you are regularly eating a fast-food diet, you should be especially concerned about what you and your family are getting as proper diet and nutrition from your food.Nutrition is important for everyone because food gives our bodies the nutrients they need to stay healthy, grow, and work properly. In 2005, the government’s revised Dietary Guidelines for Americans introduced the term “nutrient density,” which sounds complicated but simply refers to how much nutrition a food provides. Nutrient density is especially important when overall nutrition and health is considered.Experts believe these nutritional substances may help prevent heart disease, fight certain cancers, ward off dementia, and even slow certain aging processes. And so if you are like many of us, not quite hitting the entire food pyramid, you might be trying to outwit your body by giving it nutritional supplements to make up for the sins of food-group omissions.Even the results of the best diet supplements are improved by proper nutrition and regular exercise, because when people eat healthy foods and exercise, they feel better, have more energy and are less prone to health problems. Health and nutrition products can help ensure that adequate levels of nutrients provide your body what it needs to stay healthy.Nutritional snacks can be very important to our overall health and nutrition. When you snack, you can fill in nutritional gaps, if you boost your intake of fruits and vegetables. This helps you keep your mood on an even keel, and helps with appetite suppression and weight control. However, snacking can be a bad thing too, and can definitely contribute to weight gain. If you’re searching for a villain in America’s obesity epidemic, most nutritionists tell you to put one picture on the wanted poster: a cold, bubbly glass of soda pop.Good nutrition is one of the ways the body restores itself to health. Restoring and maintaining good nutrition is a key principle in the management of diseases like Irritable Bowel Syndrome. Diet and nutrition concerns of patients with inflammatory bowel disease are extremely common, and appropriate. Because IBS, Crohn’s disease, and ulcerative colitis are diseases of the digestive tract, it is only natural that you will have many questions about diet and nutrition, if you have been diagnosed with one of these disorders. As research continues, we will learn even more about the relationship between nutrition and IBS, Crohn’s disease, and ulcerative colitis, and how to treat and or avoid them altogether.As you can see, good nutritional habits and adequate caloric intake are very important. However, it’s desirable to also maintain intake of at least some dairy products because they represent such a good source of nutrition, particularly calcium and protein, contributing to even more good nutrition. And, good nutrition quite simply equates to good health.In summary, while diet and nutrition may not play a role in causing IBS, and some other digestive diseases, maintaining a well-balanced diet that is rich in nutrients can help you to live a healthier life. As stated earlier, if you are dieting, ill or eating a fast-food diet, you should be concerned about what you and your family are getting as a proper diet and nutrition from your food.Or, maybe you feel as though you are just missing something while trying to sift through all the information out there about diet and nutrition. Either way, it is up to each of us to learn all we can about diet and nutrition, and then to apply that knowledge to our own lives. Good nutrition puts us on the path to good health, and good health is something we all should desire in order to live and be happy.

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Parents worried about teen mental health need not look any further. Factual information can help you to make decisions that will actually help your child be happier in his or her life. Teens are at the vulnerable stage in life and, as a parent, if you search the net or talk to your friends, you will get a lot of advice on how to help improve your teen’s mental health.Yet, facts are what matter! Facts have no vested interest or bias and may help you, the loving parent, to determine what is best for your child. First, to define mental health symptoms, disorders and diagnoses, there are these facts: No medical tests exist that can detect a mental health disorder (no brain scan, no blood test, no chemical imbalance test). Dr. Allen Frances, Editor of the psychiatric diagnostic manual, edition IV, states in an article titled, Mislabeling Medical Illness as Mental Disorder, ” that the diagnoses “will harm people who are medically ill by mislabeling their medical problems as mental disorder.” Dr. Russell Barkley, clinical professor of psychiatry, and pediatrics, in the same article, states, ” There is no lab test for any mental disorder right now in our science.”Psychiatric disorders are listed in the American Psychiatric Association’s Diagnostic and Statistical Manual of Mental Disorders. The disorders are voted on by workgroups comprised of psychiatrists. Dr. Thomas Insel, Director of the National Institute of Mental Health, was reported by the New Yorker as refuting the validity of mental health diagnoses. “Insel announced that the D.S.M.’s diagnostic categories lacked validity, that they were not ‘based on any objective measures,’ and that, ‘unlike our definitions of ischemic heart disease, lymphoma or AIDS,’ which are grounded in biology, they were nothing more than constructs put together by committees of experts. America’s psychiatrist-in-chief seemed to be reiterating what many had been saying all along: that psychiatry was a pseudoscience, unworthy of inclusion in the medical kingdom. According to a 2012 report from the University of Massachusetts, “Three-fourths of the work groups continue to have a majority of their members with financial ties to the pharmaceutical industry”. Per the FDA, some of the side effects of psychiatric drugs include mania, psychosis, depression, suicidal thoughts, homicidal thoughts and death. Non-psychiatric medical professionals can, and do, perform medical tests to detect any potential underlying physical cause of unwanted mental health symptoms.Per Florida Department of Health Regulation, Florida Patient’s Bill of Rights and Responsibilities, each individual has the right to be fully informed about the proposed medical treatment or procedure. This includes the right to know the risks and alternatives. For those who live outside of Florida, Informed Consent, the right to know the risks and the alternatives to any treatment, is a legally accepted term that is used globally and ensures your right to make decisions for your health and well being.Second, considering the, above-mentioned, facts, there becomes a vicious circle for any teen, adult or elder, who is experiencing life’s stresses, and therefore the effects of those stresses, such as anxiety, depression, mood swings, aggression, and more. The never-ending circle is that of mental health diagnoses, mental health drugs, (more drugs, whether prescribed or abused) and more mental health diagnoses, with only seeming improvement in symptoms if the drug or drugs have chemically restrained the initial and unwanted mental health symptoms, temporarily. Unfortunately, for most those restraints fail to work after time and the adverse effects take place, which of course produce more mental health symptoms, more diagnoses and more drugs.Teen mental health is an important topic! It has to do with the welfare of your child, our future adult in society. Those that shape and direct how our culture will develop over time. To improve your teen’s mental health, consider the facts and in doing so, talk to traditional, non mental heath, medical professionals about the possibility of a thorough medical exam that will test for all possible physical causes of the teen’s depression, anxiety, aggression, etcetera.Time and history are on your side, because over time, and strewn through the last 4 decades are medical research and multitudes of documented real-life cases of individuals who did avail themselves of a thorough physical examination, found the true physical cause of their problems and resolved all through the use of medical science that carried none of the FDA warnings on mental health drugs, which of course, are mental health symptoms in themselves. Such as, mania, delusions, psychosis, worsening depression, anxiety, hallucinations, suicidal and homicidal thoughts and actions.Will Fudeman, a Licensed Mental Health Counselor, recently published an article about his work as a psychotherapist. He felt he had to do more to help his patients than listen to their woes. He decided, after his own personal experience of having horrific pain after a car accident, that he wanted to study Chinese medicine. He got his license to practice as an Acupuncturist and, after his 20 years as a therapist, he says that he had come to understand that emotional and physical are “intertwined”.Dr. Fudeman cites Dr. Bessel van der Kolk and his research treating those who have experienced all types of trauma. Even those who have been to war, experienced natural disasters and serious accidents, etcetera. Fudeman says “Van der Kolk has found that survivors of trauma are helped most by treatments that bring them into their bodies in the present time.”

Losing weight should always be an important factor in maintaining your healthy lifestyle. Just as in smoking, being over weight can be detrimental to your health.There are enough health alerts on TV and in your daily newspaper to make you aware that being over weight can kill you, if you get out eating a healthy diet, just like smoking, when you cut back on the number of cigarettes you smoke daily is very important.Losing weight to the point you are within certain guide lines is something we all should be aware of. Your weight to height ratio, set by insurance companies will give you a pretty good indication where you should maintain your weight. They have been available from insurance companies for many years rating premiums. Just Google insurance height to weight ratio guide lines.Over weight people are very susceptible to many health conditions such as; high blood pressure, diabetes, kidney disease, stroke, cancer, heart attack, heart disease besides system failures. Much of the same takes place with alcoholics. If you are trying to lose weight and are hanging around at work with co-workers that aren’t living a healthy lifestyle you need to change. You can get your friends to join you in a good diet program or schedule as well. Your environment just like in smoking is paramount to losing weight.Exercising with someone or alone extremely important, walking in your neighborhood or a treadmill is a great start. Work your way up to 30 minutes a day or more. Some businesses allow their employees to do this during their breaks. Never take an elevator if stairs are available. Of course seeing a doctor before stating any exercise program is a smart idea. Get a calorie from online or at your dollar store and check the individual food types and lay out some meals in advance.Chicken salads and other types of salads with some type of protein can be good for at least one meal a day if not more. Fruit & veggies, (the original snack food) are integral to replace candy and other fatty foods, and always watch the calories in your dressings.If you have a propensity to be over weight in your family you’ll find out your lifestyle has to change. Diets, that so many people try, are not for a quick fix they are on going. Trying them for a month or two to hit a certain weight is no good. You must remember it is bad for you to yo-yo diet. Ultimately you will gain all of your weight back plus more, and have a huge mental let down.Motivating yourself to stick to a schedule of proper food and exercise is not easy. Will-power is motivation and must be maintained each and every day to be able to beat any bad habit or life endangering malady. Staying with a low calorie diet with proper weight loss tools is very important.These dieting systems seen on TV for several hundred dollars a month are certainly not required for you to be losing weight. You are very capable of doing this yourself. We delve into different strategies in our motivational guide. Do you really expect to spend that kind of money during a lifestyle change forever!Here are the facts, if you think a diet is for just a period of time to lose to a certain amount then quit, you are just kidding yourself.In order to maintain that 30-50-100 lb. You lost, you have to have some form of proper food intake accompanied by exercise. When you add the proper motivational system we show you, you’ll feel and look so much better you’ll wish you’d done it long ago.

Most home repair work can be costly and time consuming. Yet, most people want to keep their homes in good shape and keep up with home improvements to increase the value of their property and place of residence. Some repair work must be done immediately in order to make sure that it isn’t becoming a dangerous place to live. With all of this, money becomes an important issue.One reason why house repairs tend to be expensive is when contractor prices are used. These tend to be higher than when just paying for a service. There can be different rules attached to the hiring of a contractor, in terms of hours, overtime and other factors. This can make home remodeling far more costly than anticipated, so it is wise to ensure that contractor pricing will not be used when you arrange to have work done on your place of resident.Even with a good budget and money available for home repair work, the cost can go much higher than first planned. Most home repair services will provide customers with an estimate. This is based upon them coming to your place of residence and finding out what you want done and then inspecting the home. The estimate gives you a range but it isn’t written in stone. The project may require added work to be done, which will drive up the cost.Of course house repairs can end up being more expensive than originally thought if there are hidden fees worked into the contract. These are extra charges that are rarely openly discussed when the contract is arranged, and are only brought to light at the end of the project. This type of business dealing has given handyman home improvement services a bad name and has made many people wary about dealing with people in this industry.To keep the cost of home repair work low, you can also do a lot of the work yourself. Some projects may be simpler than others, and a bit of research and some ability with tools will allow you to make many changes or improvements on your own. If you have to hire a handyman, then seek out a good referral from people that you trust. Be active during the estimate process, and carefully go over the contract. Monitor the actual work being done and you will not find yourself surprised at the final total.

An auto lift is a vital tool for any automotive repair shop. It provides access underneath a car or truck, making repairs a snap. The most crucial element to consider when choosing an automotive lift is selecting one that meets your needs. You will save time and money in the long run if you put price aside and focus on choosing the auto lift possessing the key elements necessary for how you will use it. The following paragraphs detail the types of automotive lifts available.Auto Lifts For Home UseIf you are seeking to perform automobile repair and maintenance in the same style as an automotive shop, you should consider purchasing a lift for your home garage. A home automotive lift is convenient and it increases your accessibility to making repairs to your own car. This investment can save you money long term as you will not need to take your vehicle to an automotive repair shop for repairs that you can make yourself since you have a lift in your own garage.Home auto lifts include four posts that pneumatically lift your automobile, providing access to the undercarriage of your car for oil changes, transmission repairs, and more. Home automotive lifts also provide extra storage as you can elevate your vehicle when needed to increase floor space in your garage. Many people who collect antique vehicles use lifts to raise their collection so they can park their every day vehicles underneath.Automotive Lifts For Automobile Repair ShopsProfessional automobile repair shops, garages, and commercial facilities often choose heavier duty auto lifts. Standard models can have one, two, or four lifts, depending on the balance, weight capability, and stability required for the space available to house the lifting equipment.Heavier lifts require a good bit more maintenance than home auto lifts due to the industrial use. Maintenance for these types of automotive lifts is best left to a professional who is familiar with the workings of the lifts and the proper maintenance of safety features.One, Two, And Four Post LiftsMost users find that one post lifts provide the best use of space. Two types of one post lifts include centered lifts and offset lifts. Centered one post lifts are stronger than offset one post lifts, but the offset version allows for parking a vehicle underneath a lifted vehicle, which provides a better use of the space available. Four post automotive lifts allow for the same underneath vehicle parking as offset one post lifts, but the four posts take up more space and require more power to operate. The main advantage of a four post lift over an offset one post lift is the amount of lifting power possible, four times more than a one post lift. The advantages and disadvantages of two post models fall in between the one and four post lifts.Automotive lifts allow you to approach your vehicle from any direction, providing you with the access to make repairs only able to be done by an automobile repair shop in the past. Whether you seek an auto lift for your home garage or for your commercial repair business, there is a lift to suit your needs.